Touch Financial
300+ Reviews
Business Money Facts

We Will Help You Identify Suitable Funding In Three Easy Steps For Free

Select Your Invoice(s)

Either an individual invoice or multiple invoices from your debtor book can be sold.

Cash Advance

Your funder can provide you with an agreed advance, typically 70-85% of the value of the invoices selected.


When the invoice is due, the funder receives payment from your customer then makes the balance available to you minus agreed fees.

We will assist you every step of the way and support you after you have secured the funding you need.

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Customer Testimonials

”There whenever needed.”

“Touch Financial were there whenever needed, but at the same time never overcrowded us which is also something I enjoyed. I know if I need anything from Touch I can email or call and someone will help me straight away.”


Darren Tyler, Green Arrow Consultancy

“Professional and efficient service.”

“Touch Financial provided a professional and efficient service in my search for an invoicing factoring service. I would have no hesitation in recommending them or using their service again.”


Keith Jones

What is Spot Factoring?

Also known as single invoice factoring, spot factoring which can be seen as a ‘pay-as-you-go’ arrangement involves a business assigning an outstanding invoice, usually in excess of £5,000, to a spot factoring funder who will provide you with an advance. The difference between this and traditional invoice finance facilities is the flexibility of choice.

What are the advantages of Spot Factoring?

  • Quickly Release Funding – smaller to high value invoices can be advanced against quickly and conveniently.
  • Support Other Facilities – spot factoring facilities can work in conjunction with other existing or longer term facilities you have agreed.
  • Contract Flexibility – businesses can factor the invoice(s) they wish, usually with no obligation to factor other invoices therefore the single levied costs are more predictable and seasonality can be considered.
  • Cost effective – spot factoring arrangements can be more cost effective than whole ledger facilities depending on the length and timing of the term agreed.

Why use Touch Financial?

Touch Financial have a dedicated team of experts on hand to connect you to a suitable funder for your business needs. If you require immediate funding and would like help finding a financial partner for you, or to learn more about how Spot Factoring can help your business, then fill in our contact form or alternatively you can call 0845 388 9725 to speak to one of our consultants today.

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Case Studies

Surveying: London

Industry: Surveying Turnover: £120k Lender: Bibby

“We’ve seen a big difference. Customers who used to pay late are now settling their invoices on time, because they’re being chased. It’s going really well and our cash flow has improved significantly.” – Managing Director

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Civil Engineering: Scotland

Industry: Civil Engineering Turnover: £1m Lender: Aldermore

“Without this invoice finance arrangement we would not have been able to fulfil this major order, which would have had serious implications for our business. The invoice finance gave us what we needed, when we needed it.” – Director.

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0207 001 9142